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What Is Living Benefits Life Insurance?
Living Benefits life insurance is a valuable financial tool that not only protects loved ones in the event of death but also provides a safety net during life's unexpected challenges.
PEACE OF MIND - NO EXTRA COST
Living Benefits life insurance represents a modern twist on life insurance coverage. A policy featuring living benefits riders (also known as accelerated benefit riders, or ABRs) will grant “early access” to the policy’s death benefit while the insured party is still alive if they are to suffer any of the triggering conditions contained in that policy’s living benefits riders.
Are you still protecting your family and finances with the "old kind" of life insurance that only pays out if you die?
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Living Benefits life insurance is the new, evolved kind of life insurance. With Living Benefits, you have the power to accelerate your death benefit while you're still living if you suffer a heart attack, cancer diagnosis, stroke, or any other Critical, Chronic, or Terminal illness. This ability can help save your financial life, and helps protect you from the cause of 60% of the bankruptcies in the U.S. every year - medical bankruptcy following a critical illness. It comes down to one simple question: do you want the option to access your death benefit when you need it most, or not?