Whole

What is Whole Life Insurance?

Whole Life Insurance is a type of permanent life insurance that provides coverage for your entire life, as long as premiums are paid. Unlike term insurance, it doesn’t expire after a set number of years—and it includes a cash value component that grows over time.

More About Whole Insurance

Key Features:

Lifetime Coverage: Your loved ones are protected for life—no need to renew or worry about your policy expiring.
Fixed Premiums: Your monthly or annual payments stay the same throughout the life of the policy.
Cash Value Growth: A portion of your premium goes into a cash value account that grows at a guaranteed rate. You can borrow from it or use it later in life.
Guaranteed Death Benefit: When you pass away, your beneficiaries receive a tax-free payout.

Why Choose Whole Life?

Great for long-term planning and building financial security.
Can be used as an asset—you can borrow against the cash value for emergencies, college tuition, or retirement.
Ideal for people who want a guaranteed legacy for their family or estate planning.