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2026 Medicare Costs & Premiums

What You Will Pay for Medicare in 2026

Medicare premiums for 2026, as well as the costs of Parts A, B, and D, have increased. Here is how much you'll pay in 2026.

Part A:
Hospital Coverage

Inpatient Hospital Stay Costs (per benefit period)

A benefit period resets 60 days after you’re discharged.

Deductible: $1,736 each benefit period
Days 1–60: $0 daily coinsurance
Days 61–90: $434 per day
After Day 90 (using lifetime reserve days): $868 per day

Skilled Nursing Facility Care Requires: a qualifying 3-day inpatient hospital stay.

Days 1–20: $0 per day
Days 21–100: $217 per day

Part B:
Medical Coverage

Annual Deductible: $283 per year
After deductible: You typically pay 20% of Medicare-approved costs
Monthly Part B Premium: At least $202.90, depending on income

Higher-income beneficiaries may pay an additional charge called IRMAA

for both Part B and Part D prescription drug coverage.

2026 IRMAA
(Income-Related Monthly Adjustment Amount)

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