Final Expense

What is Final Expense Insurance?

Final Expense Insurance, also known as burial insurance or funeral insurance, is a type of whole life insurance designed to cover end-of-life costs. It helps your loved ones handle expenses such as funeral services, burial or cremation, medical bills, and other outstanding debts when you pass away.

It’s typically easy to qualify for and is especially popular with seniors who want to make sure their family isn’t left with a financial burden.

More About Final Expense

Key Features:

Smaller Coverage Amounts: Policies usually range from $2,000 to $50,000—just enough to cover funeral costs and final bills.
No Medical Exam Required: Most policies only require a health questionnaire, making approval fast and easy.
Lifetime Protection: As long as premiums are paid, your coverage never expires.
Fixed Premiums: Your monthly payments stay the same for life.
Quick Payout: Benefits are typically paid quickly to your beneficiaries, so they can take care of expenses right away.

Why Choose Final Expense Insurance?

Affordable and simple for those on a fixed income
Peace of mind knowing your family won’t have to worry about funeral costs
Helps protect savings or assets you want to leave behind
Great option for individuals aged 50 to 85 who may not qualify for other types of life insurance