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ACA Health Insurance (Obamacare)

Affordable health coverage for individuals and families — with financial help based on your income

What is ACA ?

The Affordable Care Act (ACA), also known as Obamacare, is a health law that helps individuals and families get affordable, comprehensive health coverage. Plans cover essential services like doctor visits, prescriptions, preventive care, and more — with protections for pre-existing conditions

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Why ACA Coverage Matters

Without health insurance, even a simple doctor visit or emergency could lead to high bills. ACA coverage protects:

  • Low-income families

  • Self-employed individuals

  • College students

  • Part-time workers

  • Uninsured adults or children

 

All ACA plans include free preventive care, low co-pays, and emergency coverage.

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Who Qualifies for ACA Coverage?

You may qualify for ACA health insurance if you:

  • File taxes (as an individual or part of a household)

  • Have legal status in the U.S. (citizens, permanent residents, DACA recipients, etc.)

  • Are an individual or part of a family with or without employer-provided insurance

  • Meet income guidelines (based on your household size)

 

Even if you’ve been denied before, you may now qualify for low-cost or no-cost coverage!

Subsidy & Savings Info

The government offers premium tax credits (subsidies) based on your:

  • Income

  • Household size

  • Zip code

 

Most people we help qualify for reduced monthly premiums — and some pay as little as $0/month.

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Special Enrollment Periods

You can enroll in an ACA plan during:

  • Open Enrollment (Nov 1–Jan 15)

  • Special Enrollment Periods triggered by:

    • Losing job-based insurance

    • Getting married or having a baby

    • Moving to a new ZIP code

    • Gaining legal immigration status

Not sure if you qualify? We can help you find out in minutes.

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